“The stripper with the sugar daddy”

The stripper with the sugar daddy” is my version of the title… let’s be real here, she’s no computer scientist… she does have a typical alpha/beta boyfriend dynamic going on, though… “I’m leery of his avoidant attachment style but, like my weekend shifts at the club, the promise of pleasure lures me back again and again,” the usual, honey…

I’m also beginning to realize I’m torn between A and B. B is reliable, empathetic, open, everything I am not used to in men — but deep down I know I am not as into him as he is into me. I find myself drawn to the 10,000-piece puzzle that is A. Even though he is evasive and maddeningly frustrating, I realize that I am in love with him.

It’s like reading red pill fan fic… the boring guy is too boring for her, the exciting guy is exciting because he’s unreliably available. With A, there’s a little “accident,”

We go back to his place and fuck passionately for hours, in every position. I love making you come, he whispers, kissing the back of my neck. When he’s about to finish he asks, can I come in you, but I hear, can I come on you, and tell him of course. I am shocked when I feel myself getting filled with something. It’s been a long time since I let someone do that, for me it’s as intimate as it is risky.

B, however,

sends me a link to a playlist he’s made. I listen to it before work and realize it’s a love letter. I am flooded with conflicting emotions. He knows I dance and thinks its “fucking badass,” which is a rarity; he’s a feminist, a real one. We are compatible on so many levels but there is something missing for me.

She likes him but is an avoidant type herself… so B’s statements of attraction to her turn her off… while A’s distance turns her on. Different types women of women will be turned on by different things. This is not a chick who likes comfort or needs much of it. This is a chick who likes wild uncertainty. The more sexually open and fluid she is, the more likely she is to be turned on by game playing, hot-cold, push-pull, etc. Know your audience.

Finishing inside is a universal path to intimacy and connection, however.

 

 

Brief one about limited interactions at a sex party

Went to another closed sex party Saturday night, and as I began to write this I thought back on The Tom Torero lay report book, “Below the Belt”, “Should you read it? I dunno. If you want more lay reports, then sure. If you’ve already read a bunch of them, as I have, then I don’t know if it’s that useful. They do get repetitive, and that sense of repetition may be part of what’s making me thinking about the next part of my life.” Same thing here, cause a lot of the older sex club reports (the ones I didn’t write cause I wasn’t writing then) would look like this one… went to the party that some friends were hosting. Maybe 100 people there total? Enjoyed it overall and chatted with some people. Not a lot of really good looking girls there, but three or four 7+s were around. Had a couple with a hot girl offer a swap, so that was fun. Declined it, though. Precedent: don’t want to go there right now.

Sex parties, lots of people f**king together in the same space, it’s just very… stimulating. Stimulating in a way impossible to explain without experiencing it. The group dynamic makes everyone f**k better, improves focus, offers encouragement. There’s an undercurrent of feeling that we’re all getting one over on societal rules… that feeling players know… but it’s present here as well. Even if you don’t interact too much with other people, it can be a fun place. The stimulation is there even without f**king another woman. I’ve actually transacted a bit of business at these events, too, cause you never know who’s going to be at them. I’ve seen couples who go regularly but never go beyond touching or kissing other people. They get some of their jollies from the environment, without wanting to risk their primary relationship. Compared to the typical getting drunk and being bored and then being hung over the next day, this is a big improvement. Everyone wants to f**k anyway… better to skip the pretense.

There were a few too many fat chicks for my taste, and more shifty guys than I would have liked, if you know what I mean. Wasn’t enough to make me leave, but I noted it. There was also a small cute girl there who I’ve met before but who has the glassy-eyed, thousand-cock stare that I’m not a fan of. I’m sure some hater guys who have never been think all the chicks there are like that, but that’s not been my experience… most of them have a pretty well-integrated sexuality, a sexuality that their forebrain and hindbrains agree with, and that prevents the vacant look of women who use sex or their bodies for attention, as transactions, etc. This one… I can’t place her. Have not been inside her but have thought about having a go. Something seems a little off about her, and that plus wanting to establish good precedent holds me back. I also need to be congruent. If I am not congruent in what I think I should be doing and what I do, that is going to f**k me up.

Saturday morning I also went out for coffee with my date, and there was a couple sitting across from us. Struck up a bit of a conversation over something, can’t remember what… I found the girl unbelievably sexy, but I’m not sure why exactly… something about the way she moved, or her vibe. The pants she was wearing, somewhere between yoga pants and sweatpants, just made her ass look fantastic. The guy was more interesting than average too. They both looked like they’d just rolled out of bed. Probably won’t go anywhere, but the old ways and habits die hard. I dropped a strategic drug reference in, and that went over well. I get the vibe from them, probably because I really want to get the vibe.

It also appears that Torero has killed his whole online presence, so if you want the book, speak up and maybe it will find its way to you.

“Why 16? Who do age of consent laws really protect” A dangerous story, too

There’s a story in the second half of this one……. about me turning tail and running.

Why 16? Who do age of consent laws really protect. Rare to see these ideas questioned, because they serve two groups’s interests: older women voters and parents. Obviously older women parents really see their interests served, but fathers don’t want to watch their daughters make typical retarded romantic decisions and get pregnant by charming older players. Charming teen players are bad enough. Throw in experienced seducers with teen girl morons and you risk pregnancy, heartbreak, etc.

Parents don’t give a shit about abstract arguments regarding right, wrong, consistency, etc. That shit’s for the philosophers. Parents just want their daughters to be less likely to get pregnant, get STIs, become dick drunk, etc. Don’t underestimate the power of the last one… if you are a player you’ve seen chicks go out of their minds with desire, at least temporarily, and a decent number of dads remember women who went crazy with love/lust. They want to avoid that condition in teen girls if at all possible. Don’t think your arguments about reason, autonomy, women being their own bosses, etc. are going to persuade the parents who have to deal with seduction’s aftermath. Adult women have a hard enough time, as we can see from the number of women bearing children out of wedlock.

Plus… women who are over the age of 18 and especially over the age of 25/30 can’t effectively compete with younger chicks. How do you avoid competition? Outlaw the possible competitors.  Continue reading ““Why 16? Who do age of consent laws really protect” A dangerous story, too”

Don’t trust stupid Internet financial advice. Compounding interest is real

It seems I have turned into the “anti-marketer” police on the Internet, first about location independent businesses and now about the time-value of money. A guy on Twitter spit out a retarded tweet,

If you drive a lot of miles out of necessity this is for you.

If you buy a new car for $30k and drive it for ten years it works out to $250/month or less than $10/day.

If you rely on that car to get you and your family where you need to be, and safely, it isn’t a bad deal.”

This guy might not be retarded but this piece of his advice sure is. I can’t tell about him as a whole because this advice is so bad that I don’t want to read the rest. He is forgetting the time-value of money. The true cost of the $30K car over ten years is not the cost of the car, but the cost of the investment foregone because of the car. Let’s imagine you buy a $15K car instead and keep the other $15K. Compounding interest formula is A = P(1+r/n)^nt

P = principal amount (the initial amount you borrow or deposit)

r = annual rate of interest (as a decimal)

t = number of years the amount is deposited or borrowed for.

A = amount of money accumulated after n years, including interest.

n = number of times the interest is compounded per year

Dont worry, I had to look this up. Let’s even skip that and look at the simple interest formula, A = P(1 + rt). If you save the $15K and invest it @ 5%/year, you’ll end up with $22,500, or $7,500 more. So now the cost is not $250/month, but $312.50/month.

That’s not all, however. 5% a year is conservative. In addition, neither calculation takes into account inflation. More importantly, neither calculation takes into account financing.

If you have $30K in cash to buy a car, fine, but you’re also probably in the financial elite, and you’re still not earning interest. Most people finance cars. If you finance $15K, you’ll probably be paying 5% interest. So you can add another $7,500 on top of your $7,500 in foregone income, under simple interest, and more than that under compounding. So now you are not paying $250/month but rather $375, if you account for foregone gains and for interest.

It’s even MORE complicated than this, because the interest in most consumer loans is front loaded. That means you’ll spend the first quarter to half of the loan term primarily paying off interest. If you end up having to sell the car…. congratulations, you just paid a lot in interest.

I pointed some of this out to the guy and he said, “Yeah I know buy a $5k hatchback and invest everything else in mutual funds. I love MMM and learn a lot from him, but his car advice is big practical for high mileage commuters imo.” There is a big gap between $5K and $30K and he knows it or should know it. That reply is sufficiently painful that it reinforces the idea that he’s not worth listening to.

It’s smart to try not to be a high-mileage commuter, but that’s not always possible (circumstances of work and housing sometimes mandate it). But the guy didn’t even begin to address the real financial cost of the thing he’s advocating. He says he is a “Personal finance coach with a passion for helping others remove stress and worry from their financial lives.” He has 27.5K followers, or about 27 times the number I do, yet I know 10x what he does about finance.

Simple or compound interest aren’t Black-Sholes or fancy shit that requires calculus. It’s simple math with some exponents, and the calculators are widely available online. Simple math shows the true cost is far higher than $30K. If someone wants to pay it, fine, do it, but to think that $30K is “only” $250 a month is why this guy is giving advice on Twitter and not working in finance. As far as I can tell no one else noticed this on Twitter. The fools are following the fools.

The more you know about finance, the more painful the decisions of many people around you will appear. “Normal” consumption patterns will begin to seem crazier and crazier. You will hear people brag about the “house” they bought, which in fact the bank owns, and you will hear them ignore closing costs (can be 10% of the total) as well as foregone investment opportunities. In some markets buying makes sense, in others renting makes sense. Buying property was great in 2010 – 2014. Probably not so great today.

Electric cars change the cost equations because right now their initial cost is higher and their long-term costs are much lower. That is another important consideration. They also don’t spew poisonous fumes into the air, which is nice.

Part of the reason you’re poor is because you don’t understand compounding interest or that the alternative to spending money isn’t sticking it under a mattress, it’s investing it in an index fund. You’re poor because you don’t know math. Don’t end the week with nothing in your career and don’t take financial or health advice from Internet randoms without checking it first. The same is true of me. Don’t trust what I say. Check it for yourself. Wikipedia says, “The Florentine merchant Francesco Balducci Pegolotti provided a table of compound interest in his book Pratica della mercatura of about 1340.” “Richard Witt’s book Arithmeticall Questions, published in 1613, was a landmark in the history of compound interest.” So this formula is around 400 years old, maybe older, but Twitter guy with lots of followers doesn’t know it. What else doesn’t he know?

“Rich Like Me: How Assortative Mating Is Driving Income Inequality”

Rich Like Me: How Assortative Mating Is Driving Income Inequality.” Women with sufficiently high views of themselves also often push themselves out of the mating market altogether. Plenty of spinsters don’t realize that men and women value different things, on average, in the mating market.

But I think there is more to the article than this… I have also said in various places that I want a woman who functions in the world, beyond sex. If she is out of school age and has no job or a marginal job… I am not that interested in a long-term thing with her because she’s revealing that she’s likely f**ked up in some way. Not what I’m looking for in a co-parent or longer-term partner. So I’m driving income inequality in that way.

Female youth and beauty is the most valuable commodity in the world.” This is why chicks without youth and beauty are so unhappy… nothing they can do can give it to them. Except for younger fat chicks who quit sugar and get on a physical fitness program, but they are in the minority. And guys who can’t access youth and beauty are also unhappy. Many guys, however, have not caught up to the reality that plodding in school, being polite, and getting an okay but unspectacular job is not a good path to the hottest chicks today. A few of us are out here in the wilderness, telling guys what’s what, but the mainstream culture has mostly not caught up. Many guys only discover reality after their first divorce.